Finance Solutions
for Every Life Stage

All Your Loan Needs in One Place

Commercial & Asset Finance

Fuel your business growth with tailored finance solutions.

If you’re expanding your business, upgrading equipment, or investing in property, having the right finance partner can make all the difference. We help businesses of all sizes secure the funding they need to grow with confidence.

We provide support for:

  • Commercial property purchases
  • Equipment and vehicle finance
  • Working capital and business expansion loans

We tailor solutions to your business model, cash flow, and growth goals—so you can keep moving forward.

Commercial & Asset Finance

Fuel your business growth with tailored finance solutions.

If you’re expanding your business, upgrading equipment, or investing in property, having the right finance partner can make all the difference. We help businesses of all sizes secure the funding they need to grow with confidence.

We provide support for:

  • Commercial property purchases
  • Equipment and vehicle finance
  • Working capital and business expansion loans

We tailor solutions to your business model, cash flow, and growth goals—so you can keep moving forward.

Frequently asked questions

Your loan process should be clear, not confusing.
Find the answers you need below, get in touch.

We’re here to help.

Does it cost to use New Roots?

Our service is free for you to use. We’re paid a commission by the lender when your loan settles, so you can focus finding the right loan without worrying about broker fees. Learn more here to contact us with any questions.

What home buying assistance is available?

Various government grants and assistance programs are available for homebuyers, with different options depending on your location and circumstances. To understand what might be eligible for, book a free consultation.

What are the costs involved in refinancing?

Refinancing costs typically include discharge fees from your current lender, application fees, and settlement costs. We’ll help you analyse whether the long-term savings outweigh these upfront costs. Contact us for a detailed cost-benefit analysis

How much deposit do I need?

While most lenders typically ask for 20% of the property’s value, there are various options available for lower deposits. These might include:

  • Lenders Mortgage Insurance (LMI) for smaller deposits.
  • Different lender requirements

Let’s discuss your situation to find the best pathway for you.

How much deposit do I need to purchase a property?

While most lenders typically look for a 20% deposit, we have solutions for various deposit sizes. Some lenders accept smaller deposits with Lenders Mortgage Insurance (LMI), and there are several government grants available. Book a consultation to explore your deposit options.

What’s my borrowing capacity?

Your borrowing capacity is the maximum amount lenders can let you borrow based on your income, expenses, and financial commitments. For a quick estimate, try our borrowing calculator. For a comprehensive assessment tailored to your situation, let’s chat.

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New Roots Aussie Finance

New Roots Aussie Finance Pty Ltd (ACN  679150246) is authorised under Beagle Finance Pty Ltd (Australian Credit Licence 562104)

The information presented is intended for general guidance and illustrative purposes. While we exercise due care in its preparation, any party seeking to rely on this content should conduct their own independent inquiries to determine its applicability to their specific circumstances. All lending products are subject to credit assessment, eligibility criteria, terms, conditions, fees, and charges. Interest rates are subject to change. Information correct at time of publication may vary. Available to approved applicants only.

1 Our broker service is generally commission-based, with payment received from the lender upon settlement. In certain circumstances, your broker may charge a direct fee. This will be clearly disclosed prior to engagement.

2 Access to lenders varies by broker and is subject to individual lender criteria and assessment. Full details of available lenders are provided in your broker’s Credit Guide upon commencement of credit assistance, or upon request.

3 We offer ongoing relationship management through regular view, tailored to your preferences. Standard communication is typically via email, with additional support available as needed. You maintain the right to opt out of these communications at any time.