All Your Loan Needs in One Place
Moving up, downsizing, or relocating? We make the transition smooth with the right finance solution.
Whether you’re upgrading to your forever home, moving for lifestyle or family reasons, or simplifying your living situation, buying your next home is a big decision.
We help make the process seamless by guiding you through the financial side of your move. That includes navigating loan portability, understanding bridging finance (if needed), and helping you sell, buy, and finance with clarity.
Here’s how we help:
You focus on the move—we’ll focus on the numbers
Moving up, downsizing, or relocating? We make the transition smooth with the right finance solution.
Whether you’re upgrading to your forever home, moving for lifestyle or family reasons, or simplifying your living situation, buying your next home is a big decision.
We help make the process seamless by guiding you through the financial side of your move. That includes navigating loan portability, understanding bridging finance (if needed), and helping you sell, buy, and finance with clarity.
Here’s how we help:
You focus on the move—we’ll focus on the numbers
Our service is free for you to use. We’re paid a commission by the lender when your loan settles, so you can focus finding the right loan without worrying about broker fees. Learn more here to contact us with any questions.
Various government grants and assistance programs are available for homebuyers, with different options depending on your location and circumstances. To understand what might be eligible for, book a free consultation.
Refinancing costs typically include discharge fees from your current lender, application fees, and settlement costs. We’ll help you analyse whether the long-term savings outweigh these upfront costs. Contact us for a detailed cost-benefit analysis
While most lenders typically ask for 20% of the property’s value, there are various options available for lower deposits. These might include:
Let’s discuss your situation to find the best pathway for you.
While most lenders typically look for a 20% deposit, we have solutions for various deposit sizes. Some lenders accept smaller deposits with Lenders Mortgage Insurance (LMI), and there are several government grants available. Book a consultation to explore your deposit options.
Your borrowing capacity is the maximum amount lenders can let you borrow based on your income, expenses, and financial commitments. For a quick estimate, try our borrowing calculator. For a comprehensive assessment tailored to your situation, let’s chat.
New Roots Aussie Finance Pty Ltd (ACN 679150246) is authorised under Beagle Finance Pty Ltd (Australian Credit Licence 562104)
The information presented is intended for general guidance and illustrative purposes. While we exercise due care in its preparation, any party seeking to rely on this content should conduct their own independent inquiries to determine its applicability to their specific circumstances. All lending products are subject to credit assessment, eligibility criteria, terms, conditions, fees, and charges. Interest rates are subject to change. Information correct at time of publication may vary. Available to approved applicants only.
1 Our broker service is generally commission-based, with payment received from the lender upon settlement. In certain circumstances, your broker may charge a direct fee. This will be clearly disclosed prior to engagement.
2 Access to lenders varies by broker and is subject to individual lender criteria and assessment. Full details of available lenders are provided in your broker’s Credit Guide upon commencement of credit assistance, or upon request.
3 We offer ongoing relationship management through regular view, tailored to your preferences. Standard communication is typically via email, with additional support available as needed. You maintain the right to opt out of these communications at any time.
